Life after work
Approaching retirement is a time to take stock of our money and life goals. We can get you on a sure footing for the next stage.
Get in touch
Approaching retirement is a time to take stock of our money and life goals. We can get you on a sure footing for the next stage.
Get in touchYour retirement, reimagined.
Pensions. Your post-work lifestyle. New priorities. It’s a lot to consider.
Retirement may still be a long way off. Or a near new future. We can show you the financial impact of savings changes pre-retirement, create a sustainable income at retirement, and plan for life goals you want to achieve post-retirement.
Uncertainty about how to approach retirement is normal. Our financial planners’ job is to bring clarity.
We can advise you about the best course of action for your circumstances and life goals before, during and after retirement.
This may include showing you how putting more in your pension in the 10 or so years before you retire can significantly boost your post-work income. We can also advise on the pros and cons of pension transfers and combining forgotten pensions.
Using expert financial modelling, we’ll show you how your savings and investments can create a sustainable retirement income.
Our planners can weigh up options like staying invested, buying an annuity for a guaranteed income, or a mix of both.
You’ve worked all your life. Thinking about what comes after can be hard.
We can help break down your decisions into more manageable chunks, by looking at all your assets, and showing you what is possible with the retirement savings you have.
Whatever your goals, our planners can provide certainty with a robust but flexible financial plan. Then using expert financial modelling we’ll show you how to generate a sustainable income from your pensions, investments and other financial assets, and factor in your state pension too.
Confused about your retirement options? Let us turn your hard work into a sustainable income for the next chapter.
Questions to consider when planning for your life after work:
We are experts in NHS pensions.
Past and ongoing government policy changes mean your entitlement can be complex to work out.
If you are confused about what the 2015 or more recent changes mean for your retirement, our experts can explain.
We can also advise you on the impact of taking your NHS pension early.
Financial planning for your life after work.
When making the transition from a life of work to the rest of your life, it’s normal to have questions. Each decision has knock-on consequences, and it can be hard to see the bigger picture. We think these articles should help. For a personalised financial plan, we’re here whenever you need us.
£59,000
Average ‘comfortable’ income for a retired couple (i)
20
Average years in retirement from age 65 (ii)
£27 billion
Total in forgotten UK pension pots (iii)
We’re ready to listen. Get in touch and arrange a free consultation to find out if you could achieve your goals with financial planning.
The value of investments and any income from them can fall and you may get back less than you invested.
The value of investments and any income from them can fall and you may get back less than you invested.
