Investment & saving accounts
We offer a range of investment and saving accounts to suit different needs.
Get in touch
We offer a range of investment and saving accounts to suit different needs.
Get in touch
The information below is only relevant to atomos financial planning clients.
atomos invest is our own investment platform launched in partnership with SS&C Hubwise.
Through atomos invest, we can offer you a range of different investment products and services in one place, while ensuring the safety and security of your money.
atomos invest can be used to invest in an atomos GIA, atomos ISA, atomos JISA and/or atomos Pension.
Your assets are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per investor in respect of UK securities and funds, if the company holding them fails.
The result? Comprehensive financial planning through tailored solutions, and a user-friendly experience.
Access your investments easily with our app.
With the atomos app, you can access up-to-date information about your portfolio, anytime and anywhere. Revisit your holdings at a particular date or period in time, check performance, and stay informed with our latest investment commentary. We also have a new dedicated support team to answer your questions.
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Your future isn’t written yet. But your financial plan should be.
ISAs and pensions are the most tax-efficient ways to save and invest, but there is another option. atomos offers a General Investment Account (GIA) which has no limit on contributions. A GIA is a flexible and straightforward way to invest in a range of assets, although it’s important to note that growth is not tax-free.
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Your best financial life is where your goals meet your resources.
ISA stands for Individual Savings Account. It’s a type of account you can use to save or invest up to £20,000 each tax year without having to pay tax on any returns you make. The atomos ISA is a Stocks & Shares ISA which is available through our platform atomos Invest.
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The future is theirs. With a financial plan you’ll ensure they’re prepared.
A Junior ISA (JISA) is a tax-efficient way to save or invest for a child. A parent or guardian can open a JISA for an under-18, and anyone else can contribute, up to £9,000 each tax year. The child named on the account can access the funds at age 18. As well as building a nest egg for a child, your payments into a JISA could reduce the value of your estate so your beneficiaries pay less inheritance tax in the future.
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Live your life to the full, knowing the wealth you pass on is secure.
A pension is a long-term investing account which attracts generous tax breaks from the government. Pensions should sit at the heart of your retirement plan. We offer the atomos Pension, a Self-Invested Personal Pension (SIPP) giving you a diversified mix of assets which is carefully monitored over time.
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Acting early removes uncertainty, for you and your loved ones.
An offshore bond is a financial account which lets you hold different kinds of investments in a tax-efficient way. These bonds are domiciled outside the UK, typically in jurisdictions with more favourable tax regimes, such as the Isle of Man, Dublin or Luxembourg. We offer four types of offshore bonds from a provider called Utmost International on the atomos invest platform, designed for different purposes such as generational or estate planning.
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If you have financial accounts with us but aren't sure how we invest your money, we'd love to tell you more about our process.
Our portfolios invest across a wide range of global stock markets, including emerging markets, as well as bonds from issuers across the world. We may also hold property and infrastructure investments as a way to protect against inflation.
Visit our Investment Approach page to learn more.
We’re ready to listen. Get in touch and arrange a free consultation to find out if you could achieve your goals with financial planning.
The value of investments and any income from them can fall and you may get back less than you invested.
The value of investments and any income from them can fall and you may get back less than you invested.
